Portfolio Allocation Report
Age: 35 years (Mid-Career 35-54)
Portfolio Overview
Target Allocation (Age-Based)
Based on current age, the recommended target allocation is:
Portfolio Analysis
Portfolio appears well-balanced for growth and stability
Current Portfolio Allocation
Current Allocation
Portfolio Metrics
Portfolio Holdings
| Category | Asset/Stock | % of Portfolio | % of Category |
|---|
Portfolio Pyramid Visualization
Want personalized advice for your portfolio?
📞 Need Help from Alex?Target Allocation (Age-Based)
Based on your age, your target allocation is automatically set to:
Portfolio Pyramid
Visual representation of your portfolio balance. Red dashed border = Overweight (>5% above target) | Orange dashed border = Underweight (>5% below target)
📚 Portfolio Pyramid Builder - Help Guide
🎯 What is the Portfolio Pyramid?
The Portfolio Pyramid is a systematic approach to investment allocation based on risk levels and growth potential. It helps you build a balanced portfolio that matches your age, risk tolerance, and financial goals.
🏛️ Staples (Foundation)
Cash, gold, dividend stocks, utilities, healthcare. These provide stability and protection during market downturns.
📈 Mature Growth
Established companies with 5-12% growth. Think Microsoft, Apple, Visa - proven winners with steady growth.
🚀 High Growth
Companies growing 12-24% annually. More volatile but higher potential returns. Salesforce, CrowdStrike, etc.
⚡ High Risk
Speculative investments with >25% growth potential. High risk but potential for 10x returns. Small allocation only.
🎂 Age-Based Allocation
Young (18-34)
• Mature Growth: 20%
• High Growth: 25%
• High Risk: 20%
Mid-Career (35-54)
• Mature Growth: 25%
• High Growth: 25%
• High Risk: 10%
Pre-Retirement (55+)
• Mature Growth: 30%
• High Growth: 25%
• High Risk: 5%
🔒 Privacy & Data Security
Your data stays 100% private and secure:
- Auto-saved locally - Data saved in your browser only
- No cloud storage - Nothing sent to external servers
- Export control - You control when and how data is shared
- No tracking - No analytics, cookies, or user monitoring
💾 Save & Load Instructions
📱 Auto-Save (Automatic)
Your portfolio automatically saves to your browser every time you make changes.
🔄 Works even offline
🛡️ Data stays on your device
💾 Export Portfolio
Download a backup file of your complete portfolio.
📧 Email to advisor/family
💼 Use for client meetings
📁 Import Portfolio
Upload a previously exported portfolio file.
👥 Share between family members
🏢 Load client portfolios
📊 How to Use Each Tab
| Tab | Purpose | Key Features |
|---|---|---|
| 📋 Report | Professional portfolio summary | Complete analysis, holdings table, print/PDF export |
| 📊 Overview | Portfolio balance and targets | Pyramid visualization, rebalancing alerts, age settings |
| 🏛️ Staples | Manage defensive holdings | Cash, gold, dividend stocks, utilities, healthcare |
| 📈 Mature Growth | Established growth companies | Blue-chip stocks with 5-12% growth rates |
| 🚀 High Growth | Fast-growing companies | Technology and growth stocks with 12-24% growth |
| ⚡ High Risk | Speculative investments | Small positions in high-risk, high-reward opportunities |
⚠️ Understanding the Warning System
🔴 Overweight
Category has >5% more than target allocation. Consider reducing positions.
🟡 Underweight
Category has >5% less than target allocation. Consider adding positions.
🟢 Balanced
Category is within ±5% of target allocation. Well balanced!
🎯 Pro Tips for Success
💰 Cash Management
- Keep 10-15% in cash for opportunities
- Use high-yield savings or money market funds
- Consider 6-month to 2-year Treasury bills
📈 Rebalancing
- Review quarterly, rebalance annually
- Use new money to rebalance first
- Tax-loss harvest when selling overweight positions
🛡️ Risk Management
- Never put more than 5% in any single stock
- Adjust allocation as you age
- Emergency fund separate from investments
🔧 Troubleshooting
Data Not Saving?
- Check browser allows localStorage
- Clear browser cache and reload
- Export as backup before troubleshooting
Import Not Working?
- Ensure file is .json format
- File must be exported from this tool
- Try re-exporting and importing again
Print/PDF Issues?
- Try "Print Report" for browser printing
- Use landscape orientation for best results
- Some browsers handle PDF better than others
Ready to Build Your Portfolio?
Start with the Overview tab to set your age and see target allocations, then add your holdings in each category tab. The tool will automatically track your balance and provide rebalancing recommendations.